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Albert: Banking on you APK

Albert: Banking on you

Size:91M

4.1

- 1000000+ Installs -

Promotional Video / Screenshot of Albert: Banking on you

Description of Albert: Banking on you

WE’RE BANKING ON YOU

At Albert, we want you to win. So we built a better banking, saving, investing, and budgeting solution — with a Genius team of money experts to guide you. And an Albert debit card that gives you cash back. Set up direct deposit and your paycheck becomes available up to 2 days earlier. Then save, manage, and invest it in the app.

Albert is not a bank. See disclosures below for details.

EVERYONE NEEDS A GENIUS IN THEIR LIFE

Our Genius team of real human experts are here to answer everything, from the toughest to the simplest to the most embarrassing questions. That means budgeting, credit cards, student loans — even buying a home. More than 10 million people trust us.

GET UP TO $250

Albert can spot you up to $250 from your next paycheck. No late fees, no interest, no credit check. No mandatory repayment timeframe. Repay us when you get paid or when you can afford it. Download the app to see what you qualify for. Details below:

• No interest: no interest charged ever.

• Repayment period: no mandatory minimum or maximum repayment timeframe. Repay us when you get paid or when you can afford it.

• Total processing fees: for up to $250 advance, total processing fees are either (i) $0 per advance when you advance to your Albert debit card with direct deposit; or (ii) $0 per advance via ACH; or (iii) $3.99 per advance to your Albert debit card without direct deposit; or (iv)$6.99 per advance to a non-Albert debit card. Tips are optional and aren’t used to determine any advance limits.

SAVE SMARTER

Albert tracks your income and spending to find dollars you can save, automatically. Plus get cash bonuses just for saving. If you need the money you’ve set aside, withdraw it any time.

GUIDED INVESTING

Invest your money with Genius. Buy stocks and themed ETFs like companies supporting a sustainable world. Plus, let Genius create your custom portfolio built for your financial goals. Start with just $1.

SECURITY

• Albert uses cutting-edge security technology to protect your sensitive information.

• Albert Cash and Albert Savings accounts are FDIC-insured. Should anything happen to the member bank or company holding your balance, you'll be insured for up to $250,000 of your money in the account.

• Albert Securities is a Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.

DISCLOSURES

Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Cash withdrawal fees apply to ATM withdrawals.

To be eligible for the Albert Cash sign up bonus, make a qualifying direct deposit. Cash back terms apply. Early access to direct deposit funds may vary depending on the payer’s deposit timing. See app for details.

Securities products and services offered to self-directed investors through Albert Securities LLC, Member FINRA/SIPC. View important disclosures at albrt.co/disclosures

Advisory services offered through Albert Investments, LLC. Investments are risky: you could lose money, and past performance is no guarantee of future returns. For more information, see our Form ADV Part II and our Terms of Use at albert.com.

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More Information Of Albert: Banking on you

lable: Finance - Apps Current Version:4.6.9 Publish Date:2022-06-21 Developer:Albert Corp.

User Reviews

5.4
REVIEWS:10487
5
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Post
Megan Poirot 2020-12-29

271
I canceled my account. It started out great but after a month or so there were issues. My bank wasn\'t connected, they couldn\'t confirm my direct deposit as income even though it comes in on the same day at the same time every 2 weeks. Things that should never have been an issue are now preventing me from getting an advance. Customer service is hit or miss. Mostly miss and they were charging 7.95 a month for this nonsense. Get it together Albert!
Erin Dawson 2021-01-29

243
If I could give it no stars I would. I blame this mostly on they\'re customer service. They changed my account without notice and caused an overdraft in my regular account. When I went to contact them you can only do it through text. They did refund the charge however the response time is very slow and they do not work with customers. So something that is supposed to help you financially just cost me an extra 100. They\'re not here to help anyone! Hold music would be better than not replying to a text. A text implies that you are responsive. It\'s not email, phone or even a chat function. When you open yourself up via text it means that the response should be immediate. I don\'t care that you think you solved the issue by simply refunding the money. Your treatment of me as a customer was so sub par and could have been easily avoided had you given warning that the subscription was going to be charged. You caused me $75 dollars in banking fees and all you can say is you\'re human. YOUR NOT YOU\'RE A CORPORATION. So either hire more humans or treat your existing customers better. If you want the review to go away start changing your policies
Shani McNeil-Johnson 2020-09-28

221
Great service! When I first started using Albert, it seems like maybe there was something off with the algorithm used to track my income deposits because the dates were off. But it seems now like that has been fixed. Recently I have been able to consistently use Albert to fill the income gaps I come upon. It\'s a great service, so far so good!
Marc Gunzenhauser 2020-10-18

213
App has been super easy to use and I\'ve taken advantage of them removing 10 bucks from my check each week. Such a small amount goes unnoticed and I\'ll allow it to continue to climb slowly then use it for a vacation or trip in the future it\'s a great feature you can choose how much to save. They also let me know when I have a bill coming up and if I will have funds to cover it before next check, if not then I can use the borrow option to save me from late fees and overdrafts.
kailey domion 2020-11-20

169
I have the app and it was awesome at first! Definitely helped me be more cautious of how and where I was spending my money. Now it says I\'ve lost contact with my bank account and it won\'t reconnect even though I\'ve changed my passwords and everything. Ive tried to text and email support through albert and texts don\'t send through and email doesnt respond. So now I have money trapped in the app I can\'t get out. Would not recommend using this app at all.
Beccy Jones 2021-02-22

168
Love using this app for savings. I have it set up to auto withdrawal from my bank account. It does it in small amounts that mimic random purchases, so I don\'t even realize the money is coming out. Occasionally I remember to check on it and BAM! I have a sweet little nest egg that I completely forgot about. It also tells me when I have certain spending trends and offers helpful hints on where I can improve. Love this app!
Timmy Reese 2020-12-10

163
Absolute disaster of an app. I was on the waiting list when there was over 100,000 people on it. Now that I can finally borrow, it continues to give out errors even though it\'s making deposits into my bank account just fine. It takes a day to get a response from the highly unprofessional customer \"support\" team. I do not recommend. Try Dave, Earnin, Branch, Cleo, anything before this. Waste of time.
noah c. bearden 2020-12-10

160
If I could give less than a star I would. The absolute worst investing app of all time and the worst problem is there is no customer service number that you can call or contact to delete your account. The text messaging communication within the app is trash and I have been overdrafted three times now because of the smart savings option. It is the worst investment app of all time and I stand by that. Please don\'t download this app if you care about keeping your money. They are fraudulent
Jamie Hall 2020-11-13

151
I like Albert in theory, and had it all set up - including manually classifying certain transactions as \"Bills\" so that my budget was completely accurate. I thought the app was smart enough to save that info month to month. Then the next month rolled around, and my budget was back to being only the transactions it automatically registers as bills (like Netflix) and all my manual work was undone. I don\'t want to redo my budget every month, so I cancelled my sub and it\'s back to Excel.
Sabrina Hadaway 2021-01-24

147
No matter how many times I refresh the connection to my account & the app says it was successful, it doesn\'t update. It just loops me back to refreshing the connection. In addition to a closed acct that I can\'t remove from the app, without a bank statement. Closed access don\'t generate bank statements. I\'d really just like to close the app & get my money out. But since I have a closed acct attached to it, they won\'t allow it. I think the other bad reviews about it being a scam are true. 👎