Home > Apps > Finance > Instarem
Instarem APK




- 100000+ Installs -

Promotional Video / Screenshot of Instarem

Description of Instarem

Sending money around the world just got a whole lot simpler with your Instarem app.

We provide a fast, convenient, and cost-effective way to transfer money across the globe compared to traditional money transfer methods. With our great FX rates, low fees and no hidden charges, we make sending and receiving money from overseas a breeze.

Get started in 3 simple steps:

• Register

• Add payee

• Set up a transfer


- Send money on-the-go 24/7, to 55+ countries across the world

- Easy sign up and log in

- Great FX rates

- Low Transfer Fees

- No Hidden Charges

- Multiple payment and pay-out options including card, bank, and cash.

- Track your transfers on the go

- Typically same day or next business day international money transfers

- View your transaction history, update your payee list and payment methods

- Enhanced security and information protection


- Exclusive promotions and discounts

- First Transfer Bonus

- Referral Bonus

- Prompt & friendly Customer Service teams

Our Customer service is available via live chat and emails. For any queries, kindly visit www.instarem.com and chat to Adam, or write to us at support@instarem.com

Regulating Authorities

We’re regulated by leading financial regulators across the globe. You can be sure we do everything by the book!

- Australia: NIUM PTY Limited (formerly known as Instarem PTY Ltd) is regulated in Australia by ASIC (AFS License No. 464627)

- Canada: NIUM Canada Corporation (formerly known as Instarem Canada Corporation) (License No. M15669293) is regulated by the Financial Transactions and Reports Analysis Centre of Canada

- Hong Kong: NIUM LIMITED (formerly known as Instarem LIMITED) (License No. 16/01/01797) is regulated by the Hong Kong Customs and Excise Department

- India: NIUM India Pvt. Ltd. (formerly known as Instarem India Pvt. Ltd.) operates in association with SBM Bank and is regulated by the Reserve Bank of India, vide its approval letter Number. SBM/Mum/RP/009

- Indonesia: PT Instarem Mitra Indonesia (License No. 21/261/Jkt/1) is regulated by Bank Indonesia.

- Japan: Nium Japan Kabushiki Kaisha (formerly known as Instarem Japan Kabushiki Kaisha) (registration no: Kanto Local Finance Bureau no. 00073) is a Funds Transfer Services Provider registered with the Prime Minister under the Payment Services Act (Act No. 59 of June 24, 2009).

- Lithuania: UAB NIUM EU (formerly known as UAB Instarem EU) (License No. 14) is regulated by Lietuvos Bankas (Bank of Lithuania)-Malaysia: NIUM SDN. BHD. (formerly known as Instarem Malaysia Sdn. Bhd.) Registration No. 201701000367 (1214517-X) is regulated in Malaysia by Central Bank of Malaysia under MY License Serial Number 00222.

- Singapore: NIUM Pte. Ltd. (formerly known as Instarem Pte. Limited) is regulated by the Monetary Authority of Singapore as a major payment institution under License No. PS20200276.

- United States of America: NIUM, Inc. (formerly known as Instarem USA Corporation), operates in the United States under a program sponsored by Community Federal Savings Bank, to which NIUM is a service provider (NMLS ID No. 1528562).

- UK: NIUM FINTECH LIMITED (formerly known as Instarem Limited), Reference number 901024, is regulated by the Financial Conduct Authority as an Authorised Electronic Money Institution (EMI) provider and is licensed to issue electronic money (e-money) and provide payment services.

Read more

More Information Of Instarem

lable: Finance - Apps Current Version:3.8.7 Publish Date:2022-06-15 Developer:Nium Pte Ltd.

User Reviews


What's new with you? Please tell everyone.

Richie Reez 2019-06-11

customer support is really not helping, my transfer stuck somewhere and they only said \"we cannot do anything but wait\". I investigate it by myself through banking customer center and the bank can explain it better about what is happening to my transfer. I informed back to instarem and they only say that, we will investigate. Oh my god, this is people money and trust, you cannot just answer with generic & not relieving answer like that. I am really really disapointed.
Derek Jaegers 2020-07-01

Do yourself a favor and gather ALL bank info (INCLUDING bank street address) from your recipient FIRST. Especially if they need funds asap. This will save you 1-4 days depending if you set the account up around the weekend. Once you actually start signing up, it\'s VERY easy and fluid. This app is a pleasure to use. Now, it takes 30-40 seconds to send money. They prefer a flat-rate fee (as opposed to lowering the exchange rate). Western Union does BOTH!! So thankful for this app!!!!
lubaid 2019-04-28

This service is a scam. Took my money. Never followed up. I called them to inquire about the progress. Told me there were some issues with my deposit and I needed to reverify my identity using a bank statement and would be sorted within 24 hours. I sent them the documents and no follow up yet again. I called them since and now can\'t get through AT ALL. Please save yourself a lot of grief and use a better service provider. Their customer apathy is unmatched for this era.
Abhishek Pal 2019-08-20

outstanding app for sending money overseas but first understand the procedure to send because you have deposite the by NEFT/RTGS in Instarem bank account
Praba Karan 2020-07-15

First time used this app. Not satisfied... App needs lot of overhaul... The app only had three options., SEND MONEY, AMAZE CARD and Notification tab. The notification teb also not receiving all notification at all, like transaction history, these are sent only to email which is annoying.. Overall the app serves no purpose.
Ravi Pandey 2019-07-26

Very poor Service, Avoid installing App & do not transfer using InstaRem. For every transaction they create hassle & ask for additional documents. Once you submit all the docs without your consent they reject transactions & initiate refund. When asked for clarification their Tele Executive and E-mail team will give standard reasons of internal policy and quality checks. Inspite of several complaints management is least bothered to rectify these type of misadventure. They are not bothered at all.
aaron ee 2020-05-25

The app gave 300 instapoints for completing my profile. I wanted to use it on my first transaction which was before the expiry date, but the app didn\'t allow it. After 15 days it expired. I was not informed of the expiry date. I contacted the customer service through email but they take days to reply with no effective help. After replying back and forth for about 3 weeks, they just told me its unfortunate but they can\'t credit it back when it is the app that made me unable to use it.
Manu Kapoor 2019-05-22

Pathetic service, horrible attitude, unethical company. They have a history of cancelling the order randomly if the exchange rate goes in favour of the client after the transaction is submitted to them. Would strongly advise to never use them.
Ramesh S 2019-01-15

Worst experience. No clear policies. Even their helpline number is not correct. They keep your money for unknown reasons and they ask for all unnecessary information, account details, account statement showing the transaction details and delay your transaction. Worst part is asking for 2 weeks of account statement of your account to check the source of fund used to transfer the money. Who are they to check my source of fund? Never transact with them. You will loose your peace. Not recommended😢
Gallegos Family 2019-04-16

Instarem is a SCAM!!! They are not helpful at all, I have used XOOM since 2012 & NEVER had trouble. This company took the money out of my account, but never sent it to the \"reciever\", & the lame excuse I recieved in different occasions that I called, lame excuse: #1. \"you have to wait 24 hrs for money to process\". (it had been 36 hrs already) #2 \"it was the bank\'s fault\", I has been 2 weeks & they still have my money, #3 \"we cannot refund your money, call your bank\" REALLY??? r06capet @ gmail