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Invest & Trade | M1 Finance APK

Invest & Trade | M1 Finance



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Description of Invest & Trade | M1 Finance

Invest commission-free, borrow money at low rates, and transfer money in one automated platform with M1 Finance.


•Buy stocks and ETFs to build a long-term, customized investment plan with Pies

•Use pre-built portfolios, ‘Expert Pies,’ designed for investing goals like retirement

•Invest in companies that share your values with Community Pies

•Invest as little as $1 with fractional shares

•Invest with an individual, joint, retirement, trust, or custodial investing account


•Borrow money at just 4.25%, or 2.75%*

•Borrow up to 40% of your portfolio’s value

•Access funds and get liquidity without selling securities


•Transfer money once or automatically on a schedule

•With M1 Plus, set up custom, automated rules with Smart Transfers


•Invest personal capital for your investing values, risk tolerance, diversification,

retirement, and more with Expert Pies

•One-click rebalancing adjusts your investments to your investing strategies


•Free digital checking

•Earn up to 1% cash back on Visa® debit card purchases with M1 Plus

•Earn 1% APY** on your checking account with M1 Plus

•Get paychecks up to 2 days early†


•Earn up to 2.5-10% cash back*** at select companies you invest in with the Owner’s

Rewards Card by M1

•$95 annual fee waived with M1 Plus

•1.5% cash back baseline

•invest your cash back rewards


•Securities in M1 Investing accounts are insured up to $500,000 by the SIPC

•M1 Spend checking accounts may be insured up to $250,000 by the FDIC


See all fees at m1finance.com/legal/disclosures/misc-fees/

Must be 18+ and US resident to open an account. M1 Plus is an annual membership that confers

benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate,

affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc.,

and its affiliates.

All investing involves risk, including the risk of loss. Borrowing on margin can add to these risks, and

you should learn more before borrowing. M1 does not provide investment advice, and this is not an

offer or solicitation of an offer, or advice to trade any security.

Brokerage products and services are not FDIC insured, not bank guaranteed, and may lose value. M1

Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.

*M1 Borrow available on margin accounts with at least $2,000 invested. Borrow rates may vary.

Borrow not available for all accounts.


**No minimum balance to open account or to obtain APY (annual percentage yield). APY valid from

account opening. Fees may reduce earnings. Rates may vary.

†Early Direct Deposit is dependent on your payroll provider.

M1 Spend is a wholly-owned operating subsidiary of M1 Holdings Inc. M1 is not a bank. M1 Spend

checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by

Lincoln Savings Bank, Member FDIC. Debit card purchases are when the card is swiped, or its 16-digit

number is entered online. Any fund transfers, including via card transactions such as P2P or third party

processors, are not eligible for cash back.


***Credit Card not available for US Territory Residents. 1.5%-10% credit card cash back rewards earned on eligible purchases

subject to a maximum of $200 cash back per calendar month. Review card disclosure for more details on cash back. The Owner’s

Rewards Card by M1 is a credit card Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member



© Copyright 2021 M1 Holdings Inc.

All product and company names are trademarks™ or registered® trademarks of their respective

holders. Use of them does not imply any affiliation with or endorsement by them.

App distributed by: M1 Finance LLC; 200 N LaSalle St., Ste. 800; Chicago, IL 60601; United States

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More Information Of Invest & Trade | M1 Finance

lable: Finance - Apps Current Version:2022.5.4 Publish Date:2022-06-23 Developer:M1 Finance

User Reviews


What's new with you? Please tell everyone.

Gareth Collins 2021-01-30

Support is non-existent. Had a ticket open for more than two weeks now without resolution. Sending emails requesting eta with no response. Tried calling...after waiting 20 minutes i get a message stating that \"to be respectful of my time they are disconnecting the call\" without even giving me an option to leave a voice mail. I have just started with m1 and am really starting to regret it. I can\'t do anything until this support request is fixed.
USMCx Venge 2021-02-24

Easy to use works great if you don\'t watch the markets, I would say this is more for people that do safe trades, a set it and forget it kind of thing. I Lost thousands few different times because it takes way to long to make trades. In a crash you will loose most of your money just waiting to get out, in my opinion. App is great user friendly just not for the people who would want to get out of a trade in a timely fashion.
Chris Kelly 2021-01-19

so far so good! i have made a very easy profit, but I haven\'t tried to cash out any of my funds yet. if they make getting my funds easily accessible that would make this a great platform ***Update January 2020 I\'ve been using this trading platform for a year and a half, and I\'m up 180% from when I started. That is a very good return for someone who doesn\'t have any prior training, or experience. I decided to sign-up for the plus membership, but you don\'t need to do that to trade. Good luck!
Time is Money 2021-01-20

Thought it would be good app. Excited to utilize the M1 Spend feature in the app. HOWEVER, I had $101.00 stored in the app. I withdrawn it and canceled my withdrawal. However the app returned the money anyways without my authorization and then charged me $36.00 for returning the money! And left my balance in the M1 app -28.00. I have emailed numerous times! For an answer and get this resolved and a whole week has gone by and have not heard from anybody. Terrible experience.
RJ Lawrence 2021-02-07

Interface is confusing & customer service is non-existent. I can\'t pull my money out of this account. It took less than 24hrs to deposit money into the account, now going on a week of the transaction pending to pull it out. It says that transaction is only supposed to take 2-5 business days & we\'re well passed that now. I\'m starting to think this is by design. If I don\'t get my money by COB Monday, I\'ll be filing a complaint with the SEC & BBB.
Lin Gg 2021-01-26

Hey so far so good I just got the app and it seems good, my only criticisms at the moment is the difficulty at how to change things about your profolio, I was a bit confused about how to navigate the profolio as well in the beginning. I hope you can make it easyer to move things around and have more options on customization. Such as moveing a stock to a different portfolio to keep things separate. The info on each individual stock needs a upgraded as well.
Bob K 2021-02-13

This is usually my goto app but, it has minor issues. On the research tab, when doing a search, it will sometimes list all available stocks and other times, it will only load several stocks and the little circle at the bottom of the search items just goes round and round. It\'s very annoying because you have to constantly keep retyping the search term to get it to work properly. Other than that, a 10 year performance history would be nice instead of 5 years.
Rohan Vora 2021-01-15

The app has a lot of unique features which I couldn\'t find elsewhere. The pie system is very powerful. What people don\'t realise is that it\'s for long term investing and not for buying individual stocks (for which there are plenty other options like Robinhood). This is like Wealthfront, but you get to decide which investments you want. You can slice and chop your portfolio into multiple categories, each category can be a pie. It provides a lot of control if you learn how to use it properly.
Tulleydr 2021-02-26

The app periodically makes me type in my email address and password to log back into it. Doing so, returns an error stating invalid username or password with 2FA enabled or disabled. Uninstalling the app, clearing the cache, resetting my phone (Galaxy S10 Note Plus) and reinstalling the app does nothing and still returns the same error. Neither did trying while connected or disconnected from wifi. The app will eventually allow me to login and will work for a bit and then repeat the same problem
Jeremy Justus 2021-03-12

I really enjoyed this app for the single month I was able to use it. However, when I went to start utilizing the M1 Spend account as part of the M1+ free trial, M1 for some reason decided to terminate the entire account with no reason given. I attempted to reach out to support for further information, but they never responded to multiple attempts to gain clarification for the abrupt account closure. In the end, they liquidated my account at a loss for me and returned the funds. Thumbs down.