Home > Apps > Finance > IOU - debt manager
IOU - debt manager APK

IOU - debt manager



- 100000+ Installs -

Promotional Video / Screenshot of IOU - debt manager

Description of IOU - debt manager

IOU (I owe you) is a debt manager app for things and money. Save your money by keeping record of all personal debts, credits, bills and loans in this single app. IOU is simple enough to be used on the go by coworkers or roommates with shared expenses, and powerful enough to be a good assistant for freelancers and small businesses.*

★2nd place in finance category of Best App Ever Awards 2013 (http://www.bestappever.com)★

★The only debt manager app that syncs to web (http://ioutool.net), Android, iOS and Windows apps★


• Borrow/lend things and money

• Payback with partial payments

• Credit payoff date

• Settled debts and payments history

• Cloud sync, share debts

• Custom currencies

• Automatic email reminders

• Totals for debtors

• 3 views: who owes you, who you owe, debtors

Pro features (available with in-app purchase):

• Notifications for overdue debts and payments

• Backup/restore data

• Recurring debts, periodic payments

• Password or fingerprint (Android 6.0+) protection

• Attach a photo to debt

• Manual Email and SMS reminders, customizable templates

• Readable CSV export

For any questions, issues and suggestions please write to sergeytubin@ioutool.net. If you like the app, please support it by rating and leaving a review!

*IOU is not intended and should not be used for storing any sensitive data.

Read more

More Information Of IOU - debt manager

lable: Finance - Apps Current Version:4.56a Publish Date:2022-06-17 Developer:S. Tubin

User Reviews


What's new with you? Please tell everyone.

A Google user 2018-10-20

Not as user friendly as I\'d been lead to believe when reading other reviews. I upgraded to the pro version as it looked fantastic but I\'m not happy with how it is recording payments. I also can\'t backdate owings as recurring payments. Eg. 4 weeks ago I wanted my son to start paying $75/week towards rent. I enter the first debt amount and set it as being due back then (30 Sept) and flag it as recurring on a weekly basis with the next debt scheduled on 7 Oct but it won\'t allow this to be a date prior to today. It would seem this app doesn\'t work well for slightly older debts. Sorry but I can\'t work with this. Not very user friendly and I can\'t even send a simple email to the developers without having to enter a password and I am confused.
Trent Krogman 2020-02-08

Do NOT pay for this app if you are wanting access to it\'s backup feature, \"backing up\" on this app downloads a zipped folder that you have to manually transfer to your new device, and then the app on the new device won\'t even accept the zipped folder! So i guess thats $4 down the drain
James Bulmer 2019-07-27

great app, keeps me up to date with all my debts and outstanding payments, ability to do recurring payments, payment due date, periodical payments, email and sms reminders, was such a handy app i bought the paid version to unlock extra features, app is 100 percent with the purchase price, has paid for itself many times over by causing me not to forget any outstanding debts... would give 10 stars if possible, number 1 app on my phone..
faraz mirza 2017-04-12

Loved your app its what I was looking for, Purchased the pro version right away. Wanna give one suggestion, Is it possible to add debt Description/Note in SMS/Email Template? It will be much helpful.
Aravind NC 2016-07-18

Nice app to track pending debts
panji semarang 2020-04-30

this app is quite good actually. simple and easy to use. the only thing is you cant have backup to all your info when it is free vers. sadly. but out of all, it help to organize all payment made, with time and date. helps a lot!
Caryl Vangeli Montera 2017-02-15

Thank you for the update. I love the fresh new look and feel, it\'s way much better now. I can\'t wait to upgrade to PRO! Keep up the good work!
Cian 2017-06-29

Dev does not answer questions. Bad support and full of bugs. Good for basic use.
Apple 2018-02-09

Simple app to keep track of debts. Doesn\'t connect to any accounts, doesn\'t require I invite or notify and of my contacts, doesn\'t connect to social media, doesn\'t require I prove any actions beyond what I enter in the app itself. Love the simplicity. Literally just helps me keep track of what I owe, who I owe it to, what I owe them for, when I want to pay them back, and how much I\'ve paid them and when based on what I enter. It\'s the kind of stuff I could enter in my calendar but would rather have listed separately in a different app. Helps me stay organized. I owe various friends for various amounts and they\'re giving me as much time as I need to pay them back and this helps me stay organized and not forget who I owe and what I\'ve already paid. Love it!
Adetutu Adewole 2020-03-05

It has been great so far but i wish it had a notification system to notify you when the debt is due.