Home > Apps > Finance > ONE - Mobile Banking
ONE - Mobile Banking APK

ONE - Mobile Banking



- 100000+ Installs -

Promotional Video / Screenshot of ONE - Mobile Banking

Description of ONE - Mobile Banking

Easily spend, save, and organize your money from a single account—for free! Download the app and create an account to earn high-interest savings and better organize your money with Pockets. No fees, no minimums. Opening an account does not impact your credit score.

Awarded “Top Overall Institutions of 2021” by NerdWallet with a 4.5 out of 5 star review.


• Earn 1.00% APY* interest on balances up to $5,000 in your Save Pocket

• Save while you spend with unlimited card round ups that earn 3.00% APY*

• Automatically save up to 10% of your monthly paycheck direct deposit at 3.00% APY*


• Get paid up to 2 days early

• Earn 3.00% APY* on up to 10% of your monthly paycheck

• Earn 1.00% APY* on balances up to $25,000 in your Save Pocket

• Increased overdraft protection


• Fee free overdraft protection

• Create and share unlimited Pockets to organize your money

• Mobile check deposit

• 55,000 fee-free Allpoint ATMs

• Automated budgeting tools

• No fees. No minimums.


• Create virtual cards to mask your physical card number, so if a site is fraudulent or breached, your physical card number isn’t exposed

• Lock your card from the app if it goes lost or stolen

• Instant transaction alerts anytime the One card is used

• Use biometric identification to open the One app, such as Face ID and fingerprint authentication

• FDIC-insured** up to $250,000 per depositor

• Powerful data encryption


Manage money together and share a Pocket with friends and family

Pay anyone with free ACH bank transfers


Banking services provided by Coastal Community Bank; Members FDIC. ONE is a financial technology company, not a bank.

*Annual Percentage Yield effective as of 9/1/2020 and subject to change. 3.00% APY available on all Auto-Save balances. Maximum contributions of up to $1,000 per month for paycheck Auto-Save and no maximum contribution for card Auto-Save. 1.00% APY available on Save balances up to $5,000, up to $25,000 with a qualifying paycheck direct deposit.

Early Paycheck may post up to 2 days earlier than the scheduled payment date. Early direct deposit of a paycheck depends on factors such as timing of the payer’s deposit transmission, and the type of payer transmitting the deposit. Learn more about what qualifies as a paycheck direct deposit at onefinance.com/direct-deposit.

°ONE and its partner Coastal Community Bank does not make any investments in the fossil fuel industry.

The ONE card is issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard International.

©2017-2021 and TM, NerdWallet, Inc. All Rights Reserved.

Read more

More Information Of ONE - Mobile Banking

lable: Finance - Apps Current Version:1.31.2 Publish Date:2022-06-22 Developer:One Finance, Inc.

User Reviews


What's new with you? Please tell everyone.

Nicolas Lauffer 2021-01-25

Long time Simple customer here. Lets face it, there will probably not be something exactly the same as Simple, but this app comes close with some advantage and some disadvantages. I transferred all all my money and never had an issue. The features I sometimes use like mobile deposits is coming soon and the company is young and enthusiastic. If you keep up with them on Reddit you\'ll see they are really open to feedback and have major improvements in Q1 2021. I recommend.
Adrienne Sturgeon 2021-01-10

So happy this app exists! I used simple for years and they recently announced they\'re closing. I needed a way to keep my money for bills safely away from day to day spending money. The bills pocket has it\'s own account numbers so I can just set everything on autopay there and make sure I\'m staying on top of my finances. You can even easily share everything with partners or even friends!
alanrxs 2021-02-06

I switched over to One from Simple who I banked with for almost a decade. I\'m very glad I made the switch! I like One a lot more than Simple already. Each pocket you get a separate account number that you can make transfers and withdrawals from to pay your goals and manage your money. This is definitely the best app for budgeting and managing your finances, it makes everything so easy. If I knew about One before Simple I would have made the switch a long time ago. Very happy with this bank!
Franz 2021-02-16

Amazing app, really like the pocket feature aswell as the UI. I would like the ability to group pockets, so i Don\'t have 20 lying around without being organized. Adding a \"Goals\" section like envy bank would also be nice to save money for some items (Eg: computer, car, etc). I really like the simplicity of the app, but at the same time lacks a few features. Otherwise I really like the app and would recommend to anyone, specially if you are looking for a simple banking app.
Rouge Peach 2021-02-19

Have you seen these Pockets? This may change, but as of now, I like this app. I switched from Simple cuz they\'ve shut down unfortunately. There wasn\'t much of a learning curve to navigate One. If anything, it\'s more simple than Simple and more user friendly. Also, unlike Varo, the biometrics log in works. Password. Everything seems to be in working order. Recommend. :)
Hopelessdecoy 2020-10-22

The bank is awesome bank wise, 1% savings and 3% auto savings is amazing! The over draft credit line is pretty ingenious too. However the non-monitary features are lacking: No check deposit via app No Zelle Missing some account management features I don\'t understand the pockets, they are like separate temp accounts but only as a bucket to throw money at with no interest... I wish we could make partitions of our spend and 1% save accounts as pockets so long term goals can grow with interest.
Ekow Acquaah 2021-01-13

I spent 7 years as a very satisfied Simple Bank customer. One seems to have the right idea but I\'m skeptical of having multiple account numbers for different pockets instead of having a top level bucket (expense/goal) that is within the account. I\'ll provide regular updates as I continue to use the app.
Jari Rizvi 2020-08-19

Very seamless experience! One has simplified the process of managing a debit card, credit card, joint accounts, and savings accounts. No longer do I need to worry about whether my paycheck has arrived when making a purchase, since One gives me an automatic credit line that it dips into until my paycheck arrives. At that point it gets automatically paid, removing one more thing to worry about. Highly recommend!
Shane Piskur 2021-01-23

One Finance has a little ways to go in terms of budgeting automation. It\'s not as good as Simple but it\'s the next best thing. The direction they are heading seems to be the correct one and I\'m excited to see how they improve.
roxy deputy 2020-12-04

Had this a week & I\'m not impressed. I transferred funds into my account with venmo & no issues. However I tried transferring funds from my normal bank account to One & they wouldnt go through. One then flagged my account, locked the card and sent an email saying my account is suspended & will more than likely be closed. It has money in it and the card wont work and it wont let me transfer it out. I emailed and no response. I call their number during business hours & it says no one available.