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Payactiv APK




- 500000+ Installs -

Promotional Video / Screenshot of Payactiv

Description of Payactiv

Welcome to Payactiv

Get paid as you earn with employer participation

Get the wages you’ve earned from hours you’ve already worked directly into your bank account or Payactiv card. Use it to pay bills, get a ride, and pick up cash at Walmart. No loans, no interest–just your money, in your hands.

Banking for real life for everyone

Create a Payactiv account and enjoy faster access to their pay along with the convenience of the Payactiv Visa® Card.1 With top-notch security and spend guidance at your fingertips to start saving immediately, it’s your earnings, spending, and savings with you in control.

Faster access to your money

• Up to 2 days early deposit of your paycheck2

• Up to 4 days early deposit of government payments2

• Immediate access to wages earned today3

Easy, free, instant mobile payments

• Receive and send funds to other members

• Send funds by phone number

• Money is available immediately

SmartSpend and SmartSave to stay on track with your goals

• Always know what’s safe to spend

• Track your spending habits at a glance

• Be alerted of low balance

• Auto transfer from earned wages3

Grow savings with real-time insights on what’s possible

• Automated insights on what’s possible to save

• See your savings grow with each paycheck

• Get financial advice for near- and long-term plans

• 1-1 phone service with trained financial coaches

Banking without the hidden fees

• No minimum balance requirements

• No overdrafts

• No monthly or inactivity fees

• Surcharge-free withdrawals at 37,000+ MoneyPass® ATMs

• Free integrated bill pay

• Cash withdrawal at tellers in participating banks

Convenience and security, you can count on

• Use the card with Google Pay or Apple Wallet

• Touchless payments at stores

• FDIC insured

• Protected by Visa’s Zero Liability protection

• Lock or replace lost or stolen cards

• 24/7/365 support in English and Spanish

Designed with purpose

• Made from 98 percent upcycled plastic

• Uses plastic waste that might otherwise end up in a landfill

• Comes in 3 color choices

For more information visit www.payactiv.com


1The Payactiv Visa® Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from/by Visa U.S.A., Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the fee schedule at payactiv.com/card411. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free 24/7/365 at 1 (877) 747-5862.

2 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

3 Earned Wage Access requires employer participation.

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More Information Of Payactiv

lable: Finance - Apps Current Version:2.1.71 Publish Date:2022-06-21 Developer:Payactiv

User Reviews


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Dexter Bocanegra 2019-10-11

Great app, does what it promises and exceeds expectations. Even waives some transactions fees for me without my asking. Which brings me to the reason I didn\'t give it 5 stars, 5 dollars per transaction is pretty hefty. I understand if people are pulling out half their paychecks then a 5 dollar fee is actually quite reasonable. But for people like me who only pull small amounts at a time it\'s stops being as convenient. All in all, great app. Definitely recommend 👌
M. 2020-08-15

App is no good after the last update it loads slow, that\'s if it loads at all ! Its like rolling the dice on if its going to work or not. So if you reallly have an emergency for cash please make sure that you have a contingency plan. I will be closing my account with payactiv immediately if this problem persists, because im not going to be paying for a service that i cannot even utilize when i need it. And the two stars is because at one point it was working fairly.
Asia Crosby 2018-11-28

I see many bad reviews however if you familiarize yourself with the way payactiv works with your job you\'ll be able to take full advantage and enjoy all payactiv has to offer this app has helped me through some trying times and I\'m thankful that my job is in business with them
mary m 2019-09-28

This app is ok. What kills it is a total lack of customer service! Not everyone has the same privileges, agents don\'t know why, then I\'m told app does not support VISA cards for instant deposit when there is clearly a VISA logo. If you question or challenge their dumb responses you get hung up on. Same thing if you start asking questions in a chat, it suddenly ends. After 12 attempts to get answers I was told only a prepaid debit card could receive Instant Deposit, not, coworker used hers.
Bo Owens 2019-06-23

I\'ve used PayActiv now for about two years, they have serviced me very well. I have needed to contact them 3 or 4 times each time they were professional and kind making sure all my issues were taken care of. Also I find their services very convenient and helpful, I can\'t say enough about them. I would love to know what they\'re mission statement is! My advice is don\'t expect them to break out a magic wand and fix all your problems, work with them and they will do whatever it takes for you.
Rebecca Koehnen 2020-08-16

Great concept horrible execution. Recently I think they had an update and as the other comments state, it never loads. You\'d think after all These detailed reviews explaining all the glitches they would actually go in and repair them. I have to go to the website to actually look at my earnings. If they fix these issues it would be deserving of more stars. It would be nice if you can actually use it.
Katy Olson 2019-09-03

Support is lacking. Chat times out if the agent doesn\'t reply right away and you have to start over. I\'ve gotten several advances, which deposit quickly, but it takes a week to clear after they deduct so you can use the app again. And Customer service can\'t seem to fathom that it comes out of my checking acct & not payroll so they aren\'t very helpful as they don\'t pay attention to what you say. 4 times I\'ve talked to them and every time they argue that they need a pay stub to clear the deduction
Kara Duncan 2019-07-17

this app is a joke i used it one time and for 3 weeks it said my account is only 2 dollars the last two alone ive worked 82 hours, when i got ahold of them they say well its a new pay week as you work the balance will go up and ive been told this everyweek of the 3 weeks its said 2 dollars. dont use it cause its a one time deal evidentally just crazy to portray an app and features that doesnt work and customer service doesnt know how to fix anything or help you get it fixed.
Gary John 2020-11-18

I can\'t tell you how much this app sucks because I\'ve repeatedly run out of room. I\'ve had near constant issues; most recently they\'ve been failing to update their system to reflect the money they\'re deducting from my paycheck. I have to send them a picture of my pay stub every time to prove it and make them process it manually. Today they\'re refusing to do even that for reasons they won\'t explain so I can\'t access my pay. They want me to \"be patient\" but that pay isn\'t available after today.
Andrea Griggs 2020-08-13

This app is not as good as they advertise, I\'ve tried to log in 4 times and each time it takes over 7 minutes and I end up having to restart my phone and that\'s not good. If I need to get money I can just wait until the actual pay day to get it because this joint here isn\'t for that action. I\'ll delete it and uninstall it as I don\'t need anything clogging up my phone anymore.