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SPOKO – smart money transfers APK

SPOKO – smart money transfers



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Description of SPOKO – smart money transfers

Send more, spend less. You can always rely on our money-saving exchange rates. You’ll find Spoko cheaper than sending money abroad with traditional banks and other financial services.

💸 Send money as you wish from 25 European countries and the UK in: EUR (Euro), GBP (British Pound), PLN (Polish Złoty) or SEK (Swedish Krona)

• You can choose how to send & receive transfers:

— Visa, Mastercard or Maestro debit and credit cards;

— Sofort/Klarna;

— Bank transfer;

— Blik (for Polish Złoty);

— Apple Pay, Google Pay.

• Receive money instantly on a bank account, debit card, e-wallet, mobile money or pickup cash from one of our 50 000+ agent locations around the world.

💰 We always offer an excellent exchange rate, without hidden fees!

Send money to 50+ countries including:

Nigeria 🇳🇬, India 🇮🇳, Philippines 🇵🇭, Ghana 🇬🇭, Ukraine 🇺🇦, Turkey 🇹🇷, Georgia 🇬🇪, Moldova 🇲🇩, Senegal 🇸🇳, Morocco 🇲🇦, Cameroon🇨🇲, Azerbaijan 🇦🇿, Uzbekistan 🇺🇿, Armenia 🇦🇲 and many other countries around the world.

Nigeria 🇳🇬

• Send money to Nigeria in EUR, GBP, PLN or SEC currencies;

• Recipients can get their money in NGN and USD currencies at the best possible exchange rate and WITHOUT FEES!;

• Send to 20+ trusted banks in Naira currency: Zenith Bank, Access Bank. Diamond Bank, Ecobank, Fidelity Bank, FCMB, First Bank, Guaranty Trust Bank, Heritage Bank, Keystone Bank, Enterprise Bank, Providus Bank, Standard Charted Bank, Polaris Bank, Sterling Bank, UBA, Unity Bank, Union Bank, WEMA, etc;


• Speak to our Nigerian Customer Support which will understand you and help with any issue;

• Send money with every debit or credit Visa, Mastercard, Maestro, bank account, Klarna/Sofort or Google/Apple Pay.

Ghana 🇬🇭

• Send money in EUR, GBP or PLN currencies;

• Recipients can get their money in GHS at the best possible exchange rate;


• Send to any Mobile Money wallet: MTN, Vodafone, AirtelTigo;

• Speak to our Legendary Customer Support which will understand you and help with any issue;

• Send money with every debit or credit Visa, Mastercard, Maestro, bank account or Klarna/Sofort.

🔐 Security and Privacy you can trust.

• Spoko mobile app is 100% secure and encrypted;

• Any sensitive information you share with us is hidden from prying eyes;

• We encrypt all transfers and protect you against fraud using bank-level security procedures;

• Your personal data is protected in accordance with the EU General Data Protection Regulation (GDPR);

• Protect your profile with a two-factor authentication, face recognition or fingerprint recognition.

✅ Our services are fully regulated, so your hard-earned money is safe, secure and transmitted easily.

🔝 Award Winning App which will satisfy all you needs:

• Add and save multiple cards in different currencies;

• Free account and no monthly fees;

• Save your recipients and repeat transactions in a few clicks;

• Real-time tracking and clear transfer limits;

• Earn 20€ for every friend you invite.

💌 Legendary Customer Support

Any help is needed ? Our multilingual team of experts is always here to answer your questions. You can use live chat in our app, e-mail support@spoko.app or call us +48 791 391 219

Customer Support working hours are from 8:00 to 00:00 (CET)

We love our customers and believe that modern money transfers should be stress-free, smart and accessible.

📲 Make your life easier with only one click - download the Spoko app and join 700.000 happy customers right now

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More Information Of SPOKO – smart money transfers

lable: Finance - Apps Current Version:1.117.7 Publish Date:2022-05-24 Developer:Spoko.app

User Reviews


What's new with you? Please tell everyone.

Queen Omorogieva 2020-12-21

Wow the app is wonderful🥰 it\'s my first time of using and like it already the transfer was fast and everything went well. And the customer service was very helpful they\'re all available to support in any time, any day 🥰💃💃
Joshua Pedro 2021-03-03

This is one of the best apps so far,, when there is any issue just contact the team and it will be done instantly.... I love you admins
Innocent Izuchukwu 2021-03-02

Excellent rate, easy to use, fast delivering and nice services. I recommend it to everyone who wants to send money abroad
Robert Uche 2021-01-16

I was very sceptical about the app in the beginning after my bad experience with one similar app last month, but decided to give it a try. I can surely confirm that Spoko is amazing with their fast transfer and transparency. Please continue with the great job of putting smiles on people\'s faces.
Usili Lawrence 2021-03-04

It\'s rather unfortunate that once anyone has got transfer issues to sort out by requesting for a refund after a failed transaction, you people simply ignore. There is nothing to write home about your services if it\'s all about dubious activities with your customers.
Ezeanya Felix 2020-11-24

I thought I have seen it all with rewire but since I discovered spoko, it is awesome and fantastic, I wish I can give this app more than 5 ratings! Very fast delivery, highest exchange rate and easy interface! Above all, their customers care are super! One of them called me today because of little challenge I have and clarified me. I think my entire November salary will be done through spoko. I recommend this app to everyone! But spoke should add another means of payment like sofort, PayPal.
Lucky Ehiken 2020-12-04

I love spoko this app is one of the best app so far they showed me wonderful I did a transfer on November 30 and the transfer wasn\'t successful and the money was already removed in my account after 3 days my family called me and complain he never received any alert I was really worried badly finding informations on how to reach spoko company believe me telefono Number available everything available they replied instantly I love spoko app they refund my money instantly 🙏
Violet Best 2020-10-29

Best so far, one of the highest rate transfer with zero transfer fee, kudos I rate it 5stars because it\'s very fast nd reliable
Eedris Etti 2020-11-04

At first i was afraid because the transfer got declined . But as soon as i tried it the second time it was smooth and money recieved in minutes. I hope its stays that way.
Enoma Williams Idehen 2020-10-13

if what i experienced today with the little cash I sent through SPOKO is actually true, this should be a Game Changer in the world of Online Money Transfer, fast , amazing exchange rate, secure and reliable. I was very kind of skeptic today when using this app (SPOKO) because I was trying a bigger amount this time around but to my greatest surprise it worked better than before. a Big Thanks from me and my loved ones!