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Step - Teen Banking APK

Step - Teen Banking

Size:94M

4.5

- 1000000+ Installs -

Promotional Video / Screenshot of Step - Teen Banking

Description of Step - Teen Banking

Step is the all-in-one banking solution for teens to build smarter money habits. Step offers an FDIC-insurance bank account and a free Visa¹ Card. While the Step Card acts like a debit card, teens can actually build positive credit history with every purchase they make. Step gives teens real world money practice that equips them to become financially independent. The Step App provides insights into teens’ spending and saving, so parents can have peace of mind knowing that their teens’ transaction history is only a click away. With features like direct deposit, savings goals, and automated allowance payments, parents can feel confident that Step is setting their teen up for financial success.

Benefits of Step for parents:

- No monthly fees, no overdraft fees

- Instantly send money to your teens

- Automate your teen’s allowances & skip or adjust anytime

- Connect your existing debit card, bank account or other apps for instant transfers

- Visibility into your teen’s spending and savings

- Customer support 7 days a week

- Freeze teens’ credit card in case it gets lost

- Add your whole family to Step

- Protected by Visa's Zero Liability Policy²

Benefits of Step for teens:

- Get paid up to 2 days early with direct deposit⁴

- No monthly fees, no overdraft fees

- Instantly send and receive money

- Build positive credit history before you turn 18

- Deposit cash at over 70,000+ retail locations nationwide

- Over 30,000 fee-free ATMs nationwide at major stores and retailers³

- Customize your own Step Visa Card

- Add your Virtual Step Card to Apple Pay

- Create Savings Goals to help you budget for big purchases

- Track your balance in the app

¹Step is a financial services platform. Banking services provided by and the Step Visa card issued by Evolve Bank and Trust, member FDIC.

²Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

³Out-of-network ATM withdrawal fees apply.

⁴Early access to direct deposit funds depends on the timing of the submission of the payment file from your payer. These funds are generally made available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

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More Information Of Step - Teen Banking

lable: Finance - Apps Current Version:2.3.89 Publish Date:2022-06-21 Developer:Step Mobile, Inc

User Reviews

5.0
REVIEWS:10803
5
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Post
Suzanna Schroeder 2021-01-08

422
Be wary of the reviews on this app. Most of them don\'t seem real. You can tell by the format of the user name (last name, first name) and the sentence structure. The choice of words are too formal for the average user and the reviews are too similar. I noticed that after someone mentioned that the 5 star reviews only had a few words in them, those reviews were modified. But they all sound the same, and like a non native English speaker wrote them. The latest 3 star seems suspect too. Same format
Evelyn Sudduth 2020-12-02

373
Step is a amazing bank account for teens!!! I signed up and it was very easy to understand and it took less than 5 minutes!!! They even let me design my debit card by letting me chose which color I want it to be and even adding my Signature!!! They sent the card right away after I got my parent to approve and my mom said she really likes this bank also!!! I didn\'t have to have my card to put money in my account and my parent was able to send me $30 to my account right away!!! I love this app!!!
A Google user 2019-03-13

371
I love this so much!! it\'s great for earning a little bit of extra money. some are still waiting to try and some things need to be worked out. other than that it\'s generally a great app and i believe it will turn out absolutely amazing after it\'s running properly. (use my code, don\'t forget, you\'ll get $1 free too: CVCLZ)
Deity Love 2021-03-01

367
As a fifteen year old who uses Step and it\'s card regularly, I would certainly reccomend it. The card itself has a really simplistic, yet appealing look to it and it\'s surprisingly sturdy. Upon signing up, my mother and I had absolutely no diffuculties and Step\'s instructions to do so were easy to understand. There aren\'t any extra fees that lurk within fine print, either. Having said that, I use my Step card as my primary source of payment and I don\'t intend to change that.
Deity Love 2021-03-01

367
As a fifteen year old who uses Step and it\'s card regularly, I would certainly reccomend it. The card itself has a really simplistic, yet appealing look to it and it\'s surprisingly sturdy. Upon signing up, my mother and I had absolutely no diffuculties and Step\'s instructions to do so were easy to understand. There aren\'t any extra fees that lurk within fine print, either. Having said that, I use my Step card as my primary source of payment and I don\'t intend to change that.
Deity Love 2021-03-01

367
As a fifteen year old who uses Step and it\'s card regularly, I would certainly reccomend it. The card itself has a really simplistic, yet appealing look to it and it\'s surprisingly sturdy. Upon signing up, my mother and I had absolutely no diffuculties and Step\'s instructions to do so were easy to understand. There aren\'t any extra fees that lurk within fine print, either. Having said that, I use my Step card as my primary source of payment and I don\'t intend to change that.
Badpork 54 2019-02-26

328
The app is good but the service is not quite finished yet you can actually spend the money yet, but once the developers get that up in running I have high Hope\'s this app. Use this code (DVQJO) when you sign up for 1 free dollar. You can thank me later.
Kailee Luckey 2021-01-05

279
Haven\'t tried it yet but I want to warn whoever\'s scrolling through the reviews to notice how most of the 5 star reviews have this short sentence like \"works great\" \"perfect for teens\" or \"love it\". Be careful bc it\'s very likely those are not true people. Before giving this business your money read the more 4 star reviews bc they\'ll tell you it\'s great AND something to warn you about. Be safe!
Logan Ciokan 2021-02-26

229
This app is okay but it is definitely way too much of a process. The reason I got this was so I wouldn\'t have to have a bank account but this app doesn\'t allow cash or check deposits. So, really all that\'s left for me to do is request money from friends and family on the app. I suggest to the makers that they create an update that allows teens to receive money online from their parents/sponsors via doing chores. I definitely DO NOT recommend this app if you\'re looking for something simple!
Logan Ciokan 2021-02-26

229
This app is okay but it is definitely way too much of a process. The reason I got this was so I wouldn\'t have to have a bank account but this app doesn\'t allow cash or check deposits. So, really all that\'s left for me to do is request money from friends and family on the app. I suggest to the makers that they create an update that allows teens to receive money online from their parents/sponsors via doing chores. I definitely DO NOT recommend this app if you\'re looking for something simple!